Home Loan Solutions with OBS Fin Solution
At OBS Fin Solution, we make your dream of owning a home a reality with our hassle-free and customized Home Loan solutions. Whether you are buying your first house, constructing a new property, or transferring an existing loan for better rates, our experts ensure you get the most competitive interest rates, flexible repayment options, and quick approvals.
We work closely with leading banks and financial institutions to provide you with tailored loan packages that fit your needs and budget. With transparent processes, minimal paperwork, and expert guidance at every step, we make home financing simple, fast, and reliable.
Turn your dream home into a reality with OBS Fin Solution’s trusted Home Loan services.
- Competitive interest rates & flexible tenures
- Easy eligibility check & quick approvals
- Doorstep documentation support
- Expert financial guidance
- Strong tie-ups with major banks & NBFCs
Frequently Asked Questions (FAQs) on Home Loan
A home loan is a secured loan provided by banks or financial institutions to help you purchase, construct, or renovate a residential property. You repay the loan in monthly installments (EMIs) over a fixed tenure.
Any salaried, self-employed professional, or business owner with a stable income and good credit history can apply for a home loan. Both resident and non-resident Indians (NRIs) are eligible.
Most banks and NBFCs offer home loans for a tenure of up to 30 years, depending on your eligibility, age, and repayment capacity.
Proof of identity (Aadhaar, PAN, Passport, etc.)
Proof of address (Utility bills, Aadhaar, Passport, etc.)
Income proof (Salary slips, ITR, bank statements)
Property documents (Agreement, Title deeds, etc.)
Passport-size photographs
The loan amount depends on your income, repayment capacity, credit score, property value, and the policies of the bank/NBFC. Generally, you can get up to 75%–90% of the property’s market value.
Most lenders require a CIBIL score of 700 or above for smooth approval. However, some NBFCs may still provide loans at slightly lower scores with different terms.
Yes, through a Home Loan Balance Transfer, you can shift your existing loan to OBS Fin Solution’s partner banks/NBFCs to enjoy lower interest rates and reduced EMIs.
Yes. Under Section 80C, you can claim deductions up to ₹1.5 lakh on principal repayment. Under Section 24(b), you can claim up to ₹2 lakh on interest paid per year.
With OBS Fin Solution, approvals are quick and hassle-free. On average, it may take 3–7 working days, depending on documentation and property verification.
A co-applicant is not mandatory, but adding a spouse, parent, or close family member can increase your loan eligibility and improve approval chances.
